Author: Dr. Shepard

Greetings! I strive to be an asset to others in every aspect of my life. I have been an educator for almost 20 years and continue to strive to aspire both teachers and students. I love to travel and look forward to sharing my travel experiences with others. My life is not one of wealth, therefore I am always looking for ways to save that allow me to experience the greater things in life! Work Hard! Play Hard! I do not mind sharing my knowledge! The opinions on this blog are those of my own and do not reflect those of any of my employers or organizations. I also do not consider myself a professional in the field of finance and I am simply sharing financial information from my own experiences.

Another Step Forward

Only July 2, 2018 I had the great opportunity to achieve one of my educational goals. I began my journey towards my doctoral degree many years ago. I completed all of the required coursework in a breeze. I then began the writing process and found myself encountering many roadblocks. My committee chair was changed I…

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How to lead and follow!

People often wonder how to be an effective leader and what does it take to be successful. Being an effective leader also requires you to be a follower. I know we have heard many times, be a leader, not a follower. To me that requires my explanation. There is nothing wrong with following as long…

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Easy Money!!

Is there a such thing as easy money? Maybe I should just consider it ways to earn money with very little effort or work. There are many ways and opportunities to earn money with just a few extra minutes of your time. I recently shared with some of my family and friends some of the…

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Social Media: What is Finsta and Fwitter?

Recent news of a student athlete has sparked many questions about the term “finsta.” What exactly is “finsta?” If you have high school or college student, it is almost guaranteed that they know exactly what it is. Finsta is a fake instagram account. “Finsta” combines the terms fake and instagram. Individuals create these accounts to…

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How is your savings coming?? What else can I do?

We are nearing the end of the month and I hope your savings plan is off to a great start. Remember it is important to save first and then spend. Saving has to be intentional. As for all my educators out there, I know this is the toughest pay period of the year. Many received…

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Double Take on Parental Involvement

Whether you have elementary aged children or high school children, as a parent it should be your obligation to be involved. We often hear or make the excuse that “I have to work!” Working parents want to know how they can be involved in their child’s education. It is very possible. When our children are…

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Friday Finds: Traveling without breaking the bank!

People are always wondering how do I travel so much. Someone very close to me even has given my close friend, my sister and I a nickname, “The Fly Girls!” Quite comical because he says we are always on the go and in the air. It is true, we love to travel and our destinations…

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Friday Finds: Did you know?

Here are a few resources that I have found that may be of some benefit to someone. How many of you use Amazon? I enjoy online shopping and spend a lot of time using Amazon because it is kind of a one stop shop for me. You know in one of my posts I talked…

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